Trump Accounts: $1,000 for babies born 2025–2028
Автор: ABC10
Загружено: 2025-10-08
Просмотров: 2519
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Families may soon use “Trump Accounts”—a new, tax-advantaged savings plan—to invest for their children’s futures. Babies born between 2025 and 2028 with a Social Security number will receive a $1,000 federal deposit, with parents allowed to add up to $5,000 a year and employers up to $2,500, according to the White House. UC Davis economist Derek Stimel says the government plans to open accounts in July 2026 and fund eligible deposits then. Money must be invested in index mutual funds or ETFs tied to U.S. stock markets and can be used at age 18 for college, starting a business, or a first home. Children born before 2025 but still under 18 can open an account without the $1,000 seed. Stimel says participation depends on each family’s situation, including potential employer contributions. 529 plans remain another savings option.
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