Insurance adjuster exam questions Test bank Final

Описание: Insurance adjuster exam questions Test bank Final

Question 1: During a storm, heavy winds cause a tree limb to
break and fall onto Paul's house, causing $6,500 in damage.
Paul's insurance company now considers his house:
CORRECT ANSWER: A Loss

Question 2: Which of the following best describes a "risk,"
according to the insurance definition?
CORRECT ANSWER: A potential for financial loss

Question 3: We have an expert-written solution to this problem!
A lion at a zoo escaped when a zoo employee failed to follow
protocol. The lion injured a zoo patron. In court, the injured
patron's lawyer could invoke the doctrine of:
CORRECT ANSWER: Res Ipsa Loquitur

Question 4: Which of the following best defines the doctrine of
Res Ipsa Loquitur?
CORRECT ANSWER: The circumstances of the injury make it
obvious that the defendant is negligent; no proof is needed

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