Why Smart Women Still Waste Money (And How to Stop in 2026)

Описание: Ever looked at your bank statement and thought, “Why did I buy that?” Same. In this episode of The Reign Circle, Grace Schiffman and Caryn Prall get uncomfortably honest about money leaks, time audits, late-night purchases, fake momentum, and why intention beats hustle every time. From 400% ROI rules to emotional investments that actually matter, this is a real conversation about running your business, and your life, like a CEO (instead of a tired people-pleaser).

If 2026 is your “less noise, more clarity” year, this one’s for you.

Timestamps:

00:50 – 01:18 | Hearing the Lesson When You’re Finally Ready
02:30 – 02:41 | Progress Over Perfection
02:46 – 03:08 | Intention, Time, and the Cost of Over-Serving
03:16 – 04:35 | Money Regrets: What We Wouldn’t Spend On Again
04:35 – 05:27 | Late-Night Buying and Shiny Course Syndrome
05:50 – 06:06 | The 400% ROI Rule Explained
06:12 – 06:46 | Emotional ROI and Legacy Thinking
06:51 – 07:05 | Vacation, Planning, and Sustainable Success
07:10 – 08:18 | Outsourcing, Time Value, and What You Should Stop Doing
08:45 – 09:14 | Separating Business and Personal Expenses
10:00 – 10:45 | Alignment Check: Is This Serving You or Pleasing Others?
12:05 – 12:23 | Monthly Financial Resets and CEO Thinking
12:55 – 13:11 | Integrity, Leadership, and Showing Up for Yourself
13:16 – 13:45 | The 10% Expense Trim Challenge
14:35 – 15:02 | Commitment, Vulnerability, and Moving Forward Together

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Follow The Reign Circle, Caryn and Grace on Instagram:
📲 @thereigncircle
📲 @carynprall
📲 @grace.in.savannah


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