What is hired & non owned auto liability coverage

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Hired and non-owned auto liability coverage is the coverage to protect you in the event of bodily injury or property damage caused by vehicles that you hire like a rental vehicle and also non-owned vehicle like your employees vehicles.

All business's should carry hired & non-owned liability coverage to help protect their business in the event of an accident. Examples of this can be you as simple as you sending an employee to run an errand for you. If they get in an accident that causes major property damage or injuries, your business could be at risk.

This coverage can be added to either your commercial auto policy or if you don't have a commercial auto policy, then to your business owners or business package policy.

It is important to know that you have this protection whether you have 1 employee or 5000 employees.
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