Paying for Spring Semester: Smart Borrowing Strategies

Описание: Spring tuition deadlines are coming fast — do you have a plan?

In this 30-minute webinar, Kumba McGill, Relationship Manager at Ascent Funding, walks you through practical steps to borrow wisely, budget smarter, and avoid the costly mistakes that trip up students every semester.

Whether you're a student or parent, this session will help you make informed decisions that set you up for financial success — not stress.

📚 WHAT YOU'LL LEARN:
→ Federal vs. private loans: which to use first
→ How to calculate your TRUE borrowing need (not just what's offered)
→ Smart budgeting strategies (50/30/20 rule, envelope method)
→ What co-signers need to know before signing
→ The biggest borrowing mistakes students make — and how to avoid them

⏱️ TIMESTAMPS:
0:00 – Welcome & introduction
1:30 – Meet Kumba McGill
3:00 – Why spring semester planning matters now
4:30 – What we'll cover today
5:30 – Federal vs. private loans explained
8:00 – Ascent's loan options overview
10:00 – How to calculate your true borrowing need
13:00 – Smart budgeting strategies
16:00 – Co-signer responsibilities & release options
19:00 – Common borrowing mistakes to avoid
22:00 – Key takeaways & action steps
24:00 – Q&A with students and parents

💡 KEY FORMULAS FROM THIS VIDEO:
Tuition + Fees + Books + Living Expenses − Aid − Savings = Borrowing Need

🔗 RESOURCES MENTIONED:
FAFSA (2026-27 is open now): https://studentaid.gov/h/apply-for-ai...
Ascent Funding: https://www.ascentfunding.com
Ascent Monthly Scholarship (no essay, $1,000): https://www.ascentfunding.com/scholar...

📧 Questions? Contact Kumba directly: [email protected]

#StudentLoans #CollegeFunding #FAFSA #SmartBorrowing #FinancialAid #SpringSemester #CollegePlanning #StudentLoanTips #Budgeting #FinancialLiteracy