The Reverse Mortgage Line Of Credit
Автор: Certified Reverse Mortgage Professional®, Rick R.
Загружено: 2021-06-14
Просмотров: 5425
Описание: A HECM reverse mortgage line of credit is one of the options that a homeowner has when accessing their home's equity with a reverse mortgage. The line of credit option can be an advantageous tool in best managing and protecting home equity. This option gives homeowners the ability to set up a line of credit within their reverse mortgage where they can withdrawal as needed. This avoids having to take out a lump sum of cash as with other mortgage loans, and allows the borrower to use the funds when needed. Any unused funds that remain in the line of credit are insured and guaranteed by the mortgage insurance to grow at the same current interest of the loan. Research has shown that putting a reverse mortgage in place as soon as possible will provide the opportunity to have more funds available due to the growth of the line of credit, which can lead to increased longevity of retirement savings and investment portfolios.
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