Unum Long Term Disability Claims

Описание: Join us as we discuss Unum and long-term disability claims. Unum, one of the largest insurance companies in the United States, issues both individual LTD policies and group LTD policies. It also owns several other small insurers. As such, you may have a long-term disability insurance policy through them.

However, Unum frequently denies LTD claims. In this video, we discuss Unum and some common issues disability claimants face when filing or appealing a claim with them. These issues include, among others, independent medical exams (IMEs); policy limitations; and more.

Unum Long-Term Disability Denial: How to Appeal: https://cck-law.com/erisa-law/insuran...

Individual Long-Term Disability Insurance Policies: https://cck-law.com/blog/individual-l...

Can ERISA Lawyers Deal with My Insurance Company for Me?: https://cck-law.com/blog/can-erisa-la...

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0:00 Introduction
0:28 Unum Is One of the Largest Insurers in the USA
0:42 Group Policies Are Also Subject to ERISA
0:59 Unum Denies Long-Term Disability Claims Often
1:20 The Definition of Disability
1:37 Independent Medical Exams with Unum
2:02 Policy Limitations in Unum Insurance Policies
2:40 Conclusion