Forget the $2 Million Rule - Here’s What Enough Really Means

Описание: How much do you really need to retire?
Forget the one-size-fits-all rules like “3x your salary by 40” or “you need $2 million to retire.” In this video, CFP® Scot Whiskeyman walks through the five key levers of a personalized retirement plan — from defining your goals and savings strategy, to investing efficiently, planning for taxes over your lifetime, and letting automation do the heavy lifting.

Whether you’re in your 30s, 40s, or 50s, this framework will help you bring clarity, confidence, and direction to your financial life — without relying on someone else’s magic number.

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Timestamps

00:00 – Intro: Why rules of thumb don’t work
03:06 – Lever 1: Discovery
04:06 – Lever 2: Mapping the plan
06:37 – Lever 3: Savings that respect your life
08:54 – Asset Allocation & Costs
11:02 – Lever 4: Tax planning for a lifetime
13:30 – Lever 5: Automation
15:22 – Wrap-up & next steps

Disclosures:
This video is for educational purposes only and is not intended as financial, legal, or tax advice.
The information presented is provided “as is,” without warranty of any kind — express or implied — and may not be suitable for your specific situation.

Investment advisory services are offered through Providers & Families Wealth Management, LLC, a Registered Investment Adviser. Registration does not imply a certain level of skill or training.
Past performance is not indicative of future results.
Investing involves risk, including possible loss of principal.
Any references to specific securities, investments, or strategies are for illustrative purposes only and should not be considered an offer, solicitation, or recommendation to buy or sell any security.

Tax planning discussed is general in nature and should not be interpreted as personalized tax advice. Clients and viewers should consult their tax professional for advice specific to their situation.

All opinions expressed are as of the date of recording and are subject to change without notice.