Should I Buy a House Now or Wait? (2026 Housing Market Framework)

Описание: Should I buy a house now or wait?

This is one of the most common questions home buyers ask in the 2026 housing market. With rising interest rates, shifting home prices, and constant market headlines, it’s hard to know when the right time to buy a home actually is.

In this video, I walk you through a simple, evergreen framework to help you decide whether to buy now or wait — based on your monthly payment, timeline, stability, and long-term financial goals.

We cover:

• Is now a good time to buy a house
• Buy now vs wait real estate strategy
• 2026 housing market outlook
• Monthly mortgage payment comfort level
• Cost of waiting to buy a home
• When waiting makes financial sense
• How interest rates impact affordability
• Side-by-side buy vs wait comparison

This framework works in any housing market — not just 2026.

If you’re a first-time home buyer or planning to buy a home soon, this video will help you make a confident decision without relying on market predictions.

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When you work with me, I’ll start by listening carefully to understand your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the process and resolve any questions you may have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, jumbo, FHA, and VA have evolved to meet your needs. From application to closing and beyond, I look forward to making your mortgage feel like a win.

Originally from the Midwest, I’m proud to call Arizona home. Out of the office, I enjoy spending time with my wife and two kids – plus playing golf at the beautiful courses Arizona offers whenever I get the chance!

Mike Hengy
Sr. Loan Officer/Owner
NMLS: 1022797
Company NMLS: 2425139
AZMB-1042386

Timestamps:
00:00 Should you buy a house now or wait?
00:15 The truth behind "the perfect time"
00:55 3 reasons why people get stuck
01:54 The framework to help you make this decision with clarity

🎥 Watch More on Mike Hengy YouTube Channel!
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First-Time Home Buyer Guide: What to Do Before You Start →    • First-Time Home Buyer Guide: What to Do Be...  
Why Most Homebuyers Aren’t Actually Mortgage-Ready →    • Why Most Homebuyers Aren’t Actually Mortga...  


— DISCLAIMER —
Mike Hengy is Licensed Loan Officer (NMLS: 1022797) This video is only for educational usage. All calculations should be verified independently. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed professionals.

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