How Small Business Owners are Using Private Credit to Grow with Ian Samlin

Описание: Access to capital is one of the biggest hurdles small business owners face when trying to grow. Traditional bank loans can be slow, restrictive, and often out of reach for entrepreneurs who don’t fit neatly into rigid lending criteria. On the Next Level Income podcast, we explore smarter, more flexible ways to build wealth and scale businesses. In this episode, we sit down with Ian Samlin, CEO and Founder of REIL Capital, to unpack how private credit is becoming a powerful growth tool for small business owners.

Ian’s journey into finance is rooted in both education and real-world experience. After earning his degree in Finance from Towson University, he went on to build deep expertise in business development and capital markets. Rather than following a traditional corporate path, Ian chose to build REIL Capital from the ground up with a clear mission: deliver tailored financial solutions grounded in trust, transparency, and long-term client success.

🔗 Connect with Ian Samlin

🌐 Reilcap.com







⏱️ Episode Timestamps
00:00 – Why most business owners don’t know what they qualify for financially
00:16 – Welcome to the Next Level Income Show w/ Chris Larsen
00:34 – Meet Ian: Founder & CEO of RTI Capital
01:00 – How Ian started his business at 23
01:29 – Ian’s background & path into private lending
02:36 – Why small businesses create most new jobs
03:18 – Lessons from sports & lacrosse that apply to business
03:55 – Preparation, discipline & delayed gratification
05:58 – Why business owners are paid last
06:12 – Timeline: from employee to founder
07:22 – Choosing jobs for learning, not just money
08:08 – Delayed gratification in a world of instant results
09:27 – SBA loans vs private lending: what are your options?
09:40 – Types of business funding: SBA, term loans, lines of credit, equipment financing
11:00 – How business lending differs from personal credit
12:12 – Common cash flow emergencies for business owners
13:48 – What types of businesses qualify best for funding
14:31 – Interest rates, credit requirements & revenue qualifications
15:09 – Why not just use credit cards for business funding?
15:34 – Speed of funding: getting capital in 24–48 hours
16:19 – Why banks tightened lending after regulations & COVID
17:49 – Real client success story: refinancing high-interest debt
18:57 – Case study: using short-term capital strategically
20:25 – How private lending differs from traditional bank loans
21:15 – Who should reach out for funding help
22:35 – Why you should know what you qualify for before you need capital
23:43 – Final takeaways