Form 1099-C: Pay $0 on Canceled Debt (IRS Audit Warning)

Описание: If you had debt canceled last year, the IRS is watching. Missing Form 1099-C on your tax return is an automatic audit trigger for the AUR computer.

⏱️ CHAPTERS (Operator: Listen to audio, fill in actual times):
0:00 [HOOK]
*:* [CTA_EARLY]
*:* [PROBLEM]
*:* [SOLUTION]
*:* [CTA_MID]
*:* [EXAMPLE]
*:* [MISTAKES]
*:* [ACTION]
*:* [CTA_SHARE]
*:* [DISCLAIMER]

📋 WHAT YOU'LL LEARN:

Why the IRS AUR system flags 1099-C mismatches automatically
The "Insolvency Exception" that lets you pay $0 on canceled debt
How to use Form 982 to legally exclude debt from your income
Avoiding the 20% accuracy-related penalty on "zombie debt"

📄 IRS RESOURCES:

Form 1099-C: [https://www.irs.gov/forms-pubs/about-...](https://www.irs.gov/forms-pubs/about-...)
IRS Topic 431: [https://www.irs.gov/taxtopics/tc431](https://www.irs.gov/taxtopics/tc431)
Publication 4681 (Insolvency): [https://www.irs.gov/forms-pubs/about-...](https://www.irs.gov/forms-pubs/about-...)
Form 982: [https://www.irs.gov/forms-pubs/about-...](https://www.irs.gov/forms-pubs/about-...)

⚠️ DISCLAIMER:
Educational content only, not personalized tax advice. Situations vary. Consult qualified tax professional.

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