Who to Trust? Second Opinion Retirement Spitball - 409

Описание: Can you trust the opinion of just one advisor when planning for your entire financial future? Today on Your Money, Your Wealth® podcast 409, Joe Anderson, CFP® and Big Al Clopine, CPA spitball their second opinions for some retirement plan and Roth conversion strategies, they illustrate one way some financial advisors may be acting in their own best interests, and they explain how to determine if you’re on track for a successful retirement. Plus, can you take penalty-free withdrawals from a Roth TSP to Roth IRA rollover in order to bridge the gap until age 59 and a half? Will paying for a home remodel with Roth conversion funds avoid tax? And, should you use Roth conversion money for these purposes? Show notes, free financial resources, transcript, Ask Joe & Big Al On Air: https://bit.ly/ymyw-409

00:00 - Intro
00:56 - Are We Missing Anything or Can We Trust the Analysis and Retire? (Ken, Fremont, CA)
07:02 - Download the Quick Retirement Calculator Guide: https://purefinancial.com/white-paper...
07:49 - Roth TSP to Roth IRA Rollover: Penalty-Free Withdrawals Before Age 59 and a Half? (Rob, VA)
13:22 - Who’s Right About My Roth Conversion Strategy, Me or My Financial Advisor? (Brad, Sarasota, FL)
22:18 - Will Paying for Home Remodel With Roth Conversion Funds Avoid Tax? (Cynthia, Edmonds)
25:55 - Download a free financial guide: https://purefinancial.com/white-paper...
26:38 - Second Opinion Retirement Spitball Analysis (Roberto, Minneapolis, MN)
36:31 - The Derails

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CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.