MISMO Mic'd Up Ep. 14: Disruptive AI & The Moneyball Moment in Mortgage Banking

Описание: ⚾ Spring Training is underway.
Opening Day is around the corner.

And it has Brian thinking about Moneyball.

If mortgage banking were Major League Baseball in 2001… are we the Yankees with the big payroll?

Or the Oakland A’s quietly measuring something different?

MISMO President Brian Vieaux sat down with James M. Deitch, CMB on MISMO Mic’d Up to unpack his long-standing theory of Moneyball Mortgage, and why this moment, with AI gaining real traction across our industry, makes the conversation more urgent than ever.

Here’s the reality:

AI is a force multiplier.
AI is a democratizer.

But AI doesn’t fix bad data.
It magnifies it.

The lenders who win in this next cycle won’t just “adopt AI.”
They’ll measure what actually matters.

✔️ Revenue productivity vs. raw volume
✔️ Pull-through and price discipline
✔️ Cost to originate gaps that look eerily like Yankees vs. A’s payroll spreads
✔️ Clean, structured data as the real competitive moat

With MLB teams now using Statcast-level analytics to measure everything from launch angle to spin rate… the question for mortgage leaders is simple:

What’s our on-base percentage?

If you’ve never watched Moneyball or read Michael Lewis’ book, add it to your queue. Then watch this episode.