Self-Employed & Can't qualify for a mortgage? Why Banks Keep Saying NO

Описание: If you're a 1099 worker, freelancer, or business owner, you’ve probably been told NO by banks—even with great credit and a solid income. Why? It all comes down to how lenders view your income and tax returns. In this video, I break down why it’s harder for self-employed borrowers to qualify and the real solutions that can get you pre-approved!
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0:00 Why Your Employees Qualify Easier Than You
1:00 Employees Have Transferable, Predictable Income
1:30 Looking Back 2 Years, forward 3 Years
2:00 Government-Backed Loans Require Tax Returns
3:00 The CPA Dilemma: Lower Taxes = Lower Income
3:30 Alternative Ways to Qualify (at a Cost)
4:00 Is Filing Higher Profit Worth It?