How to Get a US Loans as a Foreigner (No US Credit Score)

Описание: Most people think getting a US mortgage as a foreigner is impossible, but there is a specific "investor loophole" that allows even a 99-year-old foreigner to qualify for a 30-year fixed-rate loan.
In this video, we’re pulling back the curtain on DSCR LOANS—the secret weapon we used to scale from 0 to 26 houses in just 5 years. Unlike banks in Singapore or the UK that obsess over your salary and age, US lenders only care about one thing: Does the property pay for itself?

We’re breaking down the Rent-to-PITI ratio, the difference between a Purchase Loan and a Cash-Out Refinance, and the "boring" but critical logistics of signing 100+ pages of legal docs from thousands of miles away. We talk about various ways for remote loan closings like Remote Online Notary (RON) or the Apostille Notary or US Embassy, so you can close on deals and loans without ever stepping foot on a plane.

Chapters
0:00 – Can foreigners get a US Mortgage? (The Truth)
01:15 – What is a DSCR Loan? (Asset-Based vs. Income-Based)
01:43 – The Math: Understanding the Rent-to-PITI Ratio
02:55 – Purchase vs. Cash-Out Refinance (The BRRRR Step)
04:33 – The Paperwork Trap: Reviewing your Closing Packet
05:33 – 3 Ways to Sign Remotely (RON, Apostille, Embassy)

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If you are looking for HOW TO BECOME A MILLIONAIRE through PASSIVE INCOME and US REAL ESTATE INVESTING, understanding US LOANS FOR FOREIGNERS is the most important step. This video is a complete guide to the DSCR LOAN (Debt Service Coverage Ratio) and how NON-US RESIDENTS can use LEVERAGE to scale.
US allows you to secure a 30-YEAR FIXED RATE MORTGAGE using an APOSTILLE or REMOTE ONLINE NOTARY.

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