पेंशन कम्युटेशन बंद, सुप्रीम कोर्ट का आदेश, 12 साल के बाद पूरी पेंशन मिलेगी, 8th CPC ToR जारी!
Автор: Sainik Samachar India •सैनिक समाचार इंडिया •SPARSH
Загружено: 2025-10-10
Просмотров: 92804
Описание:
The pension commutation recovery period in India was reduced from 15 years to 12 years for certain categories of pensioners. This change aims to provide relief to pensioners by allowing them to retain more of their pension benefits for a longer period.
Key Points:
*Recovery Period*: The recovery period for pension commutation was reduced from 15 years to 12 years.
*Applicability*: This change applies to certain categories of pensioners, including those who opted for pension commutation before the reduction.
*Impact*: The reduction in recovery period results in a lower monthly deduction from the pension, providing more financial relief to pensioners.
Calculation:
*Original Recovery Period*: 15 years = 180 months
*New Recovery Period*: 12 years = 144 months
*Commutation Amount*: The amount commuted remains the same, but the monthly deduction decreases due to the shorter recovery period.
Example:
Suppose a pensioner opted for a pension commutation of ₹5,00,000 with a recovery period of 15 years.
Original monthly deduction: ₹5,00,000 / 180 months ≈ ₹2,778 per month
New monthly deduction: ₹5,00,000 / 144 months ≈ ₹3,472 per month (However this is more, monthly pension will increase after reduction of recovery period from 15 year to 12 years, as commutation value in lump sum is divided by lesser no of months)
The reduction in recovery period aims to benefit pensioners by increasing their take-home pension amount. However, the exact impact depends on individual circumstances and pension scheme rules.
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