Don’t Buy a House Before Watching This! | Govt Scheme to Save ₹4 Lakhs 😱

Описание: The eligibility criteria for this scheme:
1. Family income should be less than ₹9 lakhs
2. House value and loan should not be more than ₹35 lakhs and ₹ 25 lakhs respectively.
3. Carpet area must be below 120 sq. meters (around 1291 sq. ft)
4. This should be your first pucca house — you or your family should not already own one
5. Family includes husband, wife, unmarried sons and/or unmarried daughters
6. If you transfer your loan to another bank later, you can’t claim the subsidy again.

What if you already have a home loan?
Yes, you can apply but only if that loan was sanctioned on or after 01/09/2024.

How to proceed:
1. Read the guidelines and check your eligibility, before applying for home loan you can also talk to your bank manager (PSU banks are usually more aware of these schemes.)
2. Register and apply on the Unified Web Portal (https://pmaymis.gov.in/pmaymis2_2024/)
3. Your application will then be sent to your bank for processing

[Vishnu Deekonda, finance, gov, house, home loan]