Iowa Car Accident Lawyer: 7 Signs You Need a Lawyer After a Car Crash

Описание: Did you know that one of the largest insurance companies in America accidentally revealed that people who hire a lawyer after a car accident settle for two to three times more than people who don't? That's not opinion, because it came directly from their own internal training documents, which were uncovered during a lawsuit. So why do they keep telling you that you don't need an attorney? Because every time you believe them, they win.

Most people believe the insurance company will treat them fairly as long as they cooperate. The adjuster sounds friendly, and the first offer feels like relief when you're in pain and drowning in bills. But that friendly voice has been trained, literally trained, to close your claim for as little as possible, and some adjusters even receive bonuses for talking you out of hiring a lawyer. The moment you're in a crash, you're not their customer anymore. You're a claim number.

After 27 years fighting for injured Iowans, here are the seven signs that tell you it's time to get professional help.
1. They're rushing you to settle. That first offer is almost always the lowest number they think you'll accept, and once you sign, the door closes forever, even if your injuries get worse.
2. Your medical bills have crossed $5,000. When you're dealing with broken bones, surgery, or ongoing therapy, adjusters are trained to minimize every one of those costs unless a lawyer forces them to account for it.
3. Fault is being disputed. In Iowa, if they can pin 51% of the blame on you, you recover nothing at all, which is exactly why they fight so hard to shift every percentage point onto you.
4. They want a recorded statement. You have absolutely no legal obligation to give one, yet if you say something as simple as "I'm fine" out of politeness, they will use it to argue you're not really hurt.
5. You have a pre-existing condition. They will try to blame everything on your old injury, even though Iowa law clearly states you're entitled to compensation for any worsening of that condition.
6. A government vehicle was involved. In that situation, you may have just six months to file instead of two years, and if you miss that window, your case is gone regardless of how serious your injuries are.
7. Your own insurance company won't cooperate. Iowa only requires $20,000 in liability coverage, so if your bills exceed that, your only option may be your own uninsured or underinsured motorist policy, and your own insurer will use the same lowball tactics against you that the other driver's company would.

You might be thinking you can't afford a lawyer right now. What most people don't realize is that most personal injury attorneys work on a contingency fee, which means you pay nothing up front, and the attorney only gets paid if you win your case. The insurance company knows this, and that's exactly why they try so hard to discourage you from even making the call.

If any of these seven signs sound familiar, don't wait, because every day you talk to the insurance company alone is another chance for them to use your words against you. Call 319-895-1847 for a free and confidential case strategy session. The call costs you nothing, and it could change everything.