Poll 📊 Which Type of Finance Do You Actually Use? Every business uses finance. But very few busine

Описание: Poll 📊 Which Type of Finance Do You Actually Use?

Every business uses finance.
But very few business owners actually know which kind they’re using.

Most entrepreneurs simply say,
“Loan chal raha hai…”
without realizing that the type of finance you choose quietly decides how fast — or how painfully — your business grows.

Let’s be honest 👇
Which type of finance is really powering your business today?

Here are the four most common options SMEs rely on:

🅰️ Bank Loans / Term Loans
Long-term borrowing with EMIs, collateral, and fixed repayment schedules.
Good for assets — but heavy for daily operations.

🅱️ Overdraft / Cash Credit
Flexible limits that help manage short-term gaps, but often become expensive if used continuously.

🅲 Invoice / Trade Finance
Funding against confirmed sales or purchase orders — ideal for businesses dealing with delayed payments, imports, or large buyers.

🅳 Informal or Emergency Borrowing
Friends, family, private lenders, or high-interest sources — the most stressful and costly option.

Why does this matter?

Because the wrong type of finance creates silent pressure:
• High interest
• Blocked cash flow
• Stressful repayments
• Slower growth

The right type of finance does the opposite:
• Smooth cash flow
• Better margins
• Faster scaling
• Less anxiety

Most businesses don’t struggle because they lack funding —
they struggle because they’re using the wrong funding.

👇 So tell us:
Which one are you actually using right now?

🅰️ Bank Loan
🅱️ Overdraft
🅲 Invoice / Trade Finance
🅳 Informal / Emergency

Sometimes, the first step to better growth
is simply knowing what’s really funding you today.
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