Will Capital Gains Push You Into a Higher Tax Bracket? -- Brandywine Oak Private Wealth

Описание: When you’re considering the sale of an investment, especially one with significant appreciation, it’s common to wonder how that gain might affect your overall tax picture. One of the most frequent questions we hear is: “If I sell and take a large capital gain, will that push my other income into a higher tax bracket?”

In this video, we break down how capital gains are taxed differently from ordinary income, and what really happens when a large gain is realized.

Topics include:

How long-term capital gains are taxed under current IRS rules
The relationship between capital gains and your ordinary income
What thresholds trigger the 3.8% net investment income tax and higher - Medicare premiums
How timing and multi-year planning can improve tax outcomes

Understanding how capital gains fit into the broader tax structure is critical—especially if you’re preparing to sell a concentrated stock position, real estate, or a business interest. At Brandywine Oak Private Wealth, our planning doesn’t happen in isolation. Every recommendation considers your broader financial landscape, including how today’s decisions may impact next year’s taxes, healthcare costs, and retirement income.

If you’re evaluating a major sale or want a second look at how it might affect your financial plan, reach out to schedule a conversation.

Time Stamps:
(0:00) - Will capital gains push me into a higher tax bracket?
(0:15) - Short answer: capital gains vs. tax bracket
(0:20) - Tax brackets and how they work
(0:30) - Progressive tax system explained
(0:42) - Long-term capital gains taxes
(0:58) - What happens when you sell large assets
(1:04) - Capital gain types: rental property, concentrated stock, company equity
(1:17) - Tax implications on paycheck or ordinary income
(1:23) - Brandywine Oak’s tax projections approach
(1:29) - Impact of Social Security, Obamacare tax, and Medicare premiums
(1:48) - Spreading out income over years
(1:52) - Example of a $150,000 income and $100,000 capital gain
(2:09) - Tax bracket change with $500,000 gain
(2:23) - Final advice on significant asset sales and consulting professionals


Brandywine Oak Private Wealth was founded with a clear mission: provide personalized Family Wealth Plans to successful families who often lack the time, resources, and desire to manage their wealth effectively.


Learn more by visiting https://brandywineoak.com/