How To Lower Your Interest Rate On A Car Loan (How To Get Lower/Reduce Interest Rate On Car Loan)

Описание: How To Lower Your Interest Rate On A Car Loan (How To Get Lower/Reduce Interest Rate On Car Loan). In this video tutorial I will show you how to lower your interest rate on a car loan.

1. Purchase a new car since it comes with lower interest rates than second-hand cars.
2. Pick a shorter loan term.
3. Check your credit score before applying for a car loan.
4. Ensure that you keep a good credit score.
5. Have a cosigner, especially if you have a bad credit history.
6. Make additional car payments like making biweekly payments or rounding up your car payments.
7. Negotiate the Annual Percentage Rate (APR) with the lender for a fair interest rate.
8. Use in-house financing by paying directly to the car dealership instead of the bank.
9. Make a large down payment when purchasing a car.
10. Do not accept car services or upgrade options you do not need.
11. Research refinance loans.
12. Compare different lenders and pick the one with a lower interest rate.

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