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Paying Off Your Mortgage vs Investing

Автор: PensionCraft

Загружено: 2023-06-10

Просмотров: 102151

Описание: Mortgage rates have surged and stayed high in the UK. For those with mortgages they are probably thinking: Should I bother with investment at all or should I just pay off my mortgage rather than invest? In this video, I examine this question, discuss how to structure the decision and show you which factors you need to consider when making it.

Sponsored link. To get free fractional shares worth up to £100, you can open an account with Trading 212 through this link https://www.trading212.com/join/RAMIN . Terms apply.

When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Other fees may apply. See terms and fees.

This information is not investment advice. Do your own research. Pies & Autoinvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.

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💡 Become a pensioncraft.com Premium member and learn how to be a better investor. If you would like to access my Invest or Pay Off Mortgage spreadsheet and see what else we offer click here https://www.pensioncraft.com/investor...

What PensionCraft Offers
❓ Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/
📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/
📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-o...

Timestamps
00:00 Introduction
00:29 What's Changed?
02:23 Stock Return
07:38 Pay Off Mortgage
10:26 Invest
14:30 Breakeven
18:48 Conclusion

Where Else You Can Find Me
🎧Check out our weekly podcast "Many Happy Returns" on your podcast provider of choice https://many-happy-returns.captivate....
🌐 Website - https://pensioncraft.com/
📱 Twitter -   / pensioncraft  
👨 Facebook -   / pensioncraft  
🔗 Linkedin -   / pensioncraft  

Tools I Use To Create My Videos
✔️ My primary data source is SharePad and an affiliate link for this is here https://sharescope.co.uk/pensioncraftsp (This link provides new users with a special offer and gives me a small commission)
The rest of the tools I use are free open source software:
✔️ ggplot2 package in R for my plots
✔️ RStudio to edit and run R code
✔️ OBS to record my videos and live streams
✔️ Kdenlive to edit my videos

Take A Look At Some Of My Other Videos & Playlists
📹 Investment Strategies playlist    • Investment Strategies  
📹 Income Investing playlist    • Income Investing  
📹 Investing With Vanguard playlist    • Investing with Vanguard  
📹 Portfolio Building Blocks playlist    • Portfolio Building Blocks  

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

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