How Military Families Can Save on Childcare with Brandon Lovingier | MILMO Show

Описание: Childcare is one of the biggest expenses military families face , and many don’t realize there’s a new tax-saving tool available to service members. In this episode, Brandon Lovingier breaks down the Dependent Care Flexible Spending Account (DCFSA) in plain language, explaining who it’s for, how it works, and how it fits alongside subsidies and tax credits. If you’re paying for childcare, this episode can help you keep more money in your pocket while planning smarter around PCS moves, income changes, and family needs.

What you’ll learn:
What the Dependent Care FSA is and why it’s new for service members
How the DCFSA lowers your taxable income and saves real dollars
How to coordinate subsidies, the DCFSA, and the child care tax credit
Common mistakes military families make — and how to avoid losing money
How PCS moves, spouse employment, and income level affect your decision

Brandon Lovingier is an active-duty service member, financial educator, and founder of Enlisted Money, where he helps service members understand pay, benefits, and taxes without the jargon. Known for making complex topics approachable, Brandon focuses on practical strategies that help military families reduce expenses, plan ahead, and build financial confidence throughout their careers.

🎧 Full episode: https://milmo.co/podcast
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