Making a Complete Personal Budget in 2025! For Anyone including first time budget makers.

Описание: In ten minutes I run through all the budget categories you should have in your budget from income, savings, and all types of expenses you may have missed. I have made it easy to copy my spreadsheet by cut and paste method of all my categories below into your own spreadsheet. I have decided that this is the best distribution method now that I’m retired (spending less time on emails). Also this spreadsheet is to be used for your own budget and is not financial advice. I recommend you look into professionals for additional assistance if needed.

Be sure to check out my entire video playlist series about Retirement planning, the Villages or purchasing a Golf Cart.
Playlist for my videos on the Retirement Planning & Budgets -
https://studio.youtube.com/playlist/P...
Playlist for my videos on the Villages -
   • The Villages  
Playlist for my Golf Cart videos -
   • Golf Carts  

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See you in the Villages! Gary

Here are the spreadsheet categories to make you own financial budget.

INCOME
Salary/Wages SS
Salary/Wages SS (spouse)
Retirement Funds 2% or 3%
Interest Income from CD's 4%
Business
Other Income (PT job)
Misc.
TOTAL
SAVINGS using Retirement Funds
Emergency Fund
Transfer to Savings
Retirement(401K, IRA)
Investments
Education
Other (new roof in 15 years)
TOTAL
EXPENSES
HOME
Mortgage/Rent
Home/Rental Insurance
Electricity
Gas/Oil
Water
Sewer
Trash
HOA or Amenity Fee
Phone
Cable/Satellite
Internet
Property Taxes & Bond?
Lawn/Garden/Pest Control
Maintenance/Improvements
IRS taxes bracket (See footnote)
Other
TRANSPORTATION
Car Payments
Auto Insurance
Fuel
Public Transportation
Repairs/Maintenance
Registration/License
DAILY LIVING
Groceries
Child Care
Dining Out
Clothing
Cleaning
Salon/Barber
Pet Supplies
ENTERTAINMENT
Video/DVD/Movies
Concerts/Plays
Sports
Outdoor Recreation - golf cart/maint
HEALTH
Health Insurance (Plan cost G and possible out of pocket costs)
Gym Membership
Doctors/Dentist Visits
Medicine/Prescriptions
Veterinarian
Life Insurance
VACATION/HOLIDAY
Airfare
Accommodations
Food
Souvenirs
Pet Boarding
Rental Car/RV gas
TOTAL EXPENSES

#retirement #financialplanning #budget #investing