paygent

Описание: Paygent is DIGIHUB’s agency banking Fintech solution whose strategic objective is to address the challenges existing in the financial inclusion in Africa.

The solution is designed as a mobile app and web-based application which are integrated to achieve interconnectivity and inter-operativity:


Functions of the WEB-BASED application:
1. Facilitates the recruitment and registration of paygents
2. Approval or disapproval of requests to become paygents by our partner Financial Institutions
3. Review and approval of transactions by the partner FI
4. Access and view of transaction data and information related to paygents by the appropriate Financial Institution


How the solution solves this problem:
1. The financial institution/bank does not need to establish physical locations in unbanked, suburban and commercially driven rural areas in other to achieve their strategic objectives for financial inclusion (Agency banking)

2. The ability of the mobile App to work offline will surely limit the problem of internet connectivity often experienced in suburban and rural communities. However, the mobile app will be integrated with the web-based app which will serve as the repository of agents data and their respective history of transactions

3. For security and identity reason, every authorized agent will be issued a unique identification number (ID) via this solution

4. Furthermore, the project identifies the need for the production of smart tablets, specially designed and customized for use by every agent of Paygent solution to deliver these financial services to their respective customers.