Your January Social Security Payment Just Changed (Here’s What You’ll Actually Get)

Описание: Get the essential breakdown of your January Social Security payment and the new 2026 financial landscape. This video details the exact payment schedule based on your birth date, explains the real net impact of the 2.8% COLA increase after rising Medicare Part B premiums are deducted, and reveals key details most beneficiaries miss. We cover how the "hold harmless" provision works, who is affected by IRMAA income-related surcharges, and how the new temporary senior deduction from recent legislation could save you money at tax time. Understand the complete picture of your retirement income and costs.

We provide a clear example showing how a typical increase translates into actual spendable cash, which is often significantly less than the headline COLA figure. Learn about important deadlines, the Medicare Part B deductible increase for 2026, and how to check if your Medicare plan is still optimal during the annual enrollment period. This guide is crucial for anyone receiving Social Security retirement or disability benefits who wants to manage their budget effectively and avoid unexpected financial shortfalls in the new year.

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