Equity Portfolio Management Scheme Vs Mutual Funds (PMS Vs MF): Detailed Analysis by Keyur Shah

Описание: Financial Coaching to HNI / NRI Investor family Learning Series - Video 4

Why PMS is Inferior to MF?

HNI / NRI Investors mostly Attracted based on Exclusive, Customized Product has Min. 25 lakh LumpSum Investment, Customized Portfolio Management, High Potential Returns & dedicated Relationship Mgr.

But, PMS is more Manager / Distributor friendly compared to MF. Let's Learn How?

1. High Expenses Ratio of PMS avg 4% to 6% pa vs. MF 1% to 3% pa (Main Driving force to sell PMS is High Commission for Distributors & High Margin for PMS Manager)

2. Less Regulations & Less Transparency in PMS Vs. MF ( Minimal Regulations by SEBI which motivated many Ex MF Fund mgrs to start their own PMS)

3. Those who don't qualify MF Fund Manager but have aspirations became PMS Manager.

4. Lower AUM in PMS Vs. MF. (200+ Mgrs - Avg. AUM min 10 Cr to 2000+ Cr)

5. Short Term Thought Process to generate high returns leads to skewed portfolio towards Small / Mid Cap.

6. PMS Manager may easily partners with promoters, operators to earn extra income apart from salary.

7. Better Tax Efficiency in MF Vs. PMS.

Conclusion

1) PMS is a High Cost MF managed by Mediocre Mgrs to generate high Returns in short term Thought Process & Speculation.

2) Always hire Qualified & Experienced Independent Portfolio Planner to construct diversified Portfolio as per your Investment Policy Statement.

#EMI2SIP

#Debt_Trap to #Financial_Freedom

#Whatsapp_EMI2SIP on 9167362201 / 9930751709 more Detail

Be a #Long_Term #Successful #Mutual_Fund_Distributor / #Relationship_Manager:

#Happy2Launch #Batch_3 - Practical Technical & Soft skills #EMI2SIP Learning Workshop starting 7th March (Mon to Fri) - 7pm to 8pm - 3 weeks

#Learn2Plan Your #GROWTH_ZONE with Keyur Shah's Digital Practical Live Interactive Online EMI2SIP Learning Workshop.

Mr. KEYUR SHAH has successfully conducted 1st batch "#EMI2SIP: TRANSFORM Your clients from a living on #EMIs to #SIPs"...Leads up to 2x Your Client’s #Conversion_Rate & #3x_SIP Book Size in 3 years.

Debt Trap to Financial Freedom: TRANSFORM Your clients from a living on EMIs to SIPs

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9 Participants (MFDs / RMs ) attended our Digital Practical Live Online Interactive #EMI2SIP Learning workshop from 17th Jan to 28th January 2022.

#Watch_Success_Story_Video:

Young Mutual Funds Distributor (MFD) #Amit_Mishra, Jabalpur, MP

   • EMI2SIP Batch 1 Success Story: Young Mutua...  


EMI2SIP: Batch 1 Participants (MFD / RM) Key Learning & Benefits


   • EMI2SIP: Batch 1 Participant's (MFD / RM) ...  


Key Benefits (MFDs / RMs)

1) Learn #GOAL based Financial Planning (How to calculate Inflation adjusted Children’s Higher education, Retirement & Vacation Corpus and SIP required to achieve the GOALS)

2) How to educate your clients to #avoid_investments_mistakes eg Real Estate & Direct Equity (Learn key differences of Direct Equity Vs Equity MF and Real Estate Vs Equity MF)

3) Learn to select #Good_Quality Mutual funds schemes (Equity & Debt) – #Core & Non Core MFs

4) Plan to achieve monthly MF SIP Book Size Rs 25 lakh / 50 lakh in 3 / 5 Years.

5) Educate your clients how to “#Moderate Life Styles Expenses / Impulsive Shopping” leads to avg Rs 5,000 to Rs 10,000 pm savings. (Needs Vs Wants)

6) Learn to #Reduce_EMIs…Reduce Debt…Plan to Achieve freedom from paying Loan EMIs in a 3 to 5 years.

7) Prepare #Cashflow statements (Income, Expenses & budget) to optimize savings.

8) Learn to Save avg 30% of take-home annual income.

9) You do NOT NEED a Big Car / Dream House to LIVE a Happy, Healthy, Wealthy & Joyful Life

Know your MENTOR: Mr. Keyur Shah, An Honest, Independent, Qualified & Experienced Professional Financial & Portfolio WELLNESS Coach, Age 46, Engineer, MBA, CHARTED FINANCIAL ANALYST LEVEL 3 (Final exam) Candidate Aug 2022, CFA Institute, USA, CERTIFIED FINANCIAL PLANNER, FPSB USA having 10+ Years’ experience in a Personal & Business Financial and Portfolio Wellness Coaching.

https://bit.ly/3rFT3a7

Whatsapp EMI2SIP on 9167362201 / 9930751709 to enroll in Paid Personalized Guidance Session – FEE Rs 1000 for 30 minutes discussion (Note: Above FEE will be deducted from your Coaching Fee)