Are You Ready to Retire? Review Your Retirement Readiness

Описание: Are you on track for retirement, or going off the rails? Chances are you have put some money away for retirement and some thoughts of what you’ll do once you say goodbye to your day job. But do you know if you are really ready to retire? How much is truly enough? Joe Anderson, CFP® and Alan Clopine, CPA, put your retirement numbers and strategies to the test with a pre-retirement review.

Download the Retirement Readiness Guide: https://purefinancial.com/white-paper...

Your Money, Your Wealth TV - S10 | E03

00:00 - Intro
02:32 - Are you on track for retirement?
03:23 - Determine retirement spending, income, and shortfall
06:51 - Retirement Readiness Guide - free download
07:49 - True/False: Social Security is intended to cover most of your retirement income needs
08:59 - Savings Boosters: Get the most from your Social Security benefits
12:26 - How to save more for retirement
14:48 - Retirement account contribution limits
15:13 - Retirement Readiness Guide - free download
16:23 - True/False: You can ignore taxes in your retirement planning because your taxes will be lower than in your working years.
17:49 - Three ways taxes can increase in retirement
18:20 - Tax-deferred, taxable, and tax-free accounts: where is your money held in regards to taxation?
20:55 - Creating a plan: how to define your retirement goals
22:00 - Action items to achieve your goals
22:37 - Pure Takeaway
23:05 - Retirement Readiness Guide - free download

Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.

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IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER® certification is by the CFP Board of Standards, Inc. To attain the right to use the CFP® mark, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. 30 hours of continuing education is required every 2 years to maintain the certification.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.