Fire Damage Claims: Top 10 Tips for Filing Fire Losses | Insurance Law Lawyer | GA and South FL

Описание: Contact us https://ejoneslaw.com/attorney-ellare... or call (404)-800-4524.

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Fire losses are some of the most devastating to my clients. However, insurance companies often try to cut corners on fire claims in an attempt to save money. It is important to know these top ten tips for filing your fire insurance claim.

1. Ask for an advance against your ultimate fire insurance claim.
This will allow you to replace some of your essential items, such as clothing and toiletries.
2. Make a list of everything you have lost and do not throw anything away. This will take you some time, but it is important to fully document your loss. Be sure not to throw anything away. It will be easier to prove you really lost the items on your list if you hold them for the insurance adjuster to see.
3. File your claim right away.
Most policies require the policyholder to file their claim with the insurance company immediately to get the claims process started.
4. Secure your property to mitigate your damages
The insurance company will require you to take reasonable care of your property. So be sure that you secure the property from further damage. Of course, this is not necessary if you have suffered a total loss. However, if only a section of your property is damaged by the fire, take proactive measures to prevent any further damage.
5. Keep track of your living expenses
Your insurance policy includes a clause of loss of use or additional living expenses, which means the insurance company will reimburse you for your living expenses while displaced from your damaged home. It is very important for you to keep all of your receipts of your additional living expenses that you incur after the fire.
6. Get the right repair estimates and keep receipts and documentation to everything
7. Keep paying your insurance premiums
8. It is not over until you say so
Insurance companies may be quick to close your fire insurance claim. The longer your claim is open, the greater chance for you to discover something you overlooked previously. Do not accept an offer from the insurance company that undervalues your claim.
9. Consider hiring a professional
Insurance attorneys and public adjusters represent your interest in your insurance claim. The insurance company has a team of professionals assisting it and you should too.
10. Don’t worry about losing your insurance coverage
As long as you file only legitimate claims after real disasters, you are not a habitual claimant, and there is no evidence of fraud on your part, you will not lose your coverage.

EDUCATION

Ms. Coleman received her Bachelor of Arts degree from the University of Central Florida, and went on to get her Juris Doctor from Howard University School of Law. While attending law school, she was a member of the Charles Hamilton Houston Moot Court Team, which helped her to hone her oral advocacy skills.


If you have a legal issue that you need assistance with, Ellaretha is here to help you every step of the way. To schedule a consultation, please contact us today. We look forward to hearing from you, and helping you with all your legal needs. Contact us www.ejoneslaw.com or call (404) 948-6478.

If you are experiencing any type of insurance or family law issues, please contact us right away. In both of these legal areas, time is of the essence. The sooner you contact an attorney, the more options you will have available to you, and the better the chances are of getting favorable results in your case. We look forward to speaking with you soon and helping you get through this difficult time of your life.

Don’t hesitate to contact us. We can set up a consultation with you to discuss your specific situation, and help determine what the right course of action will be.

101 Marietta Street Northwest
Suite 3650
ATLANTA, GA 30303
(404)-800-4524

Contact us https://ejoneslaw.com/attorney-ellare... or call (404)-800-4524.