Starting to Invest at 45? Here's Why Your First $10K Changes Everything

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Your first year of investing after 40 matters more than you think—here's why building your first $10K creates the foundation for everything that follows, even if you're starting late.

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Timestamps:
0:00 - Why your first $10K invested changes everything
2:15 - The hidden advantages of starting to invest after 40
5:30 - The surprising math: How $10K at 45 catches up
8:45 - Your 3-phase path from $0 to $10K in year one
12:20 - What happens after you reach $10K (the compound effect)



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Disclaimer: This video is for educational purposes only and does not constitute personalized financial advice. Individual financial situations vary, and you should consult with a qualified financial professional before making specific financial decisions. While I am a CPA, this content represents general information and strategies that may not be suitable for everyone. Past performance does not guarantee future results. Tax laws and regulations may change, and their application can vary widely based on specific circumstances. Always verify current tax rules and seek professional advice for your particular situation.