Digital Payments in India | UPI, AEPS, BBPS, NEFT vs RTGS, IMPS Explained | UGC NET Economics 2025
Автор: Ugc Net PYQ
Загружено: 2025-11-28
Просмотров: 503
Описание:
Boost your UGC NET Economics 2025 prep with this crisp, exam-centered explanation of Digital Payment Systems in India, part of Indian Monetary & Banking Institutions – Unit 21.
This topic is asked repeatedly in:
✔ Banking & financial system
✔ Digital economy
✔ NPCI-related PYQs
✔ Match-the-following questions
📘 What You Will Learn:
🔹 UPI – Unified Payments Interface
• Instant fund transfer
• Uses UPI ID / virtual payment address
🔹 AEPS – Aadhaar Enabled Payment System
• Aadhaar-linked cashless transactions
• Biometrics authentication
🔹 BBPS – Bharat Bill Payment System
• Centralised bill payment platform
• Online + offline bill settlement
🔹 NEFT vs RTGS
• NEFT: hourly batches, no minimum limit
• RTGS: real-time, gross settlement, min ₹2 lakh
🔹 IMPS – Immediate Payment Service
• 24×7 instant interbank payments
Perfect for quick revision + guaranteed PYQ scoring!
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