3 RRSP Mistakes to Avoid Before Deadline March 2, 2026

Описание: RRSP deadline is March 2, 2026 — and the biggest mistakes aren’t “choosing the wrong investment”… they’re the simple date/reporting/repayment errors that create unexpected tax payable or make you miss a deduction.

In this video, we cover the 3 most critical RRSP mistakes Canadians make before filing their 2025 tax return:
1) Getting the RRSP dates wrong (missing the deadline / contributing for the wrong tax year)
2) Forgetting to report/claim the RRSP contribution (you contributed… but didn’t actually claim it)
3) Home Buyers’ Plan repayment mistake (not designating repayments correctly → amount gets included in income)

CHAPTERS
00:00 RRSP deadline (March 2, 2026) + why mistakes get expensive
00:13 Mistake #1: RRSP dates wrong (missing the 2025 contribution window)
00:45 Why this hurts more for higher income earners
01:35 Mistake #2: You contributed, but didn’t claim it
02:13 Where to find your RRSP deduction limit
02:25 How to report RRSP contributions when self-filing
03:54 Mistake #3: Home Buyers’ Plan repayment (and tax impact)
05:27 How minimum repayment works + what gets added to income
07:09 Quick recap (avoid these 3 RRSP errors)

#RRSP #CanadaTaxes #TaxSeason #RRSPDeadline #CanadianTax

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This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified professional or the CRA directly for advice specific to your situation.