Why $5/Day Changes Everything After 10 Years

Описание: You’ve heard the Latte Factor advice: “It’s just five bucks.” But your coffee isn’t the villain. The real trap is the daily decision loop—and once you see the mechanism (friction + automation), the rules of your money change.

In this video you’ll learn:

What the Latte Factor actually means (and what people get wrong)

Why “skip the latte” fails when spending is frictionless

The threshold switch: the day you stop deciding every morning

How to automate the redirect so small money builds real wealth

How to avoid the boomerang: lifestyle creep after a win

Chapters (14:57):
00:00 The $5 morning shuffle
00:38 Coffee isn’t the villain
01:18 The threshold day
01:33 The Latte Factor (real meaning)
02:48 The guilt-math trap
03:45 Spending is frictionless
04:52 The $5/day math (what it becomes)
06:10 The switch: stop deciding daily
07:05 Automate the redirect
07:44 Compounding’s flywheel
09:13 Five “money mode” scenes
11:24 Should you invest with debt?
12:21 Lifestyle creep boomerang
14:12 Close the loop: why small works
14:47 Subscribe + your “latte factor”

Educational only, not financial advice.

Quick CTAs

Comment: what’s your “daily drain” that feels tiny until you add it up?

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Next watch: The hidden fee/friction that kills returns
Next watch: Lifestyle creep — why raises don’t make you rich


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