Don't Fall for the 0% Lure: The Psychology of Instant Gratification Debt
Автор: Robie Invests
Загружено: 2026-02-02
Просмотров: 0
Описание:
Your new purchase feels inevitable, thanks to 0% financing. But is it really a gift? Robie dives into the invisible equations governing consumer decisions. We expose the “Jebakan Cicilan 0 percent,” a corporate psychological weapon designed to look like generosity. This promise is not a financial product, but a strategy that exploits a core cognitive malfunction: The Present Bias. Understand how immediate gratification makes costly purchases feel mathematically inevitable, and learn to spot the trap hidden in plain sight.
0% financing, zero interest, consumer debt, psychological trap, financial literacy, present bias, credit score, instant gratification, money tips, hidden fees, corporate strategy, cognitive bias, financial education, temporal myopia, debt management
[DISCLAIMER]
This content is only intended to educate and entertain without offending anyone. This presentation offers social commentary and criticism; This is not financial advice. Viewers should use their own judgment regarding purchasing habits and consult a qualified professional for financial planning or psychological counseling.
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