Buying a house in the Netherlands: Guide and Costs

Описание: ✨ This video covers the final stages of buying a house in Holland, including mortgages, bank tips, insurance, and a hidden issue we faced.

🏡 The most comprehensive Guide to buying a house: https://slowandsteadyblog.com/buying-...

Links for the video:
First part of this guide:    • Buying a house in the Netherlands: First S...  
My vlog of moving houses:    • Moving to my new house in Zwolle (vlog)  
Info about NHG mortgages: https://www.abnamro.nl/en/personal/mo....

The entire timeline of buying a house:
05.04.2023 - We first met with the real estate agent and signed the contract with them the next day.
08.04.2023 - 24.04.2023 - we went for house viewings organized by the agent. We visited Zwolle 3 times and looked at about 7-8 houses.
24.04.2023 - We had the first consultation with the mortgage advisor.
26.04.2023 - We bid on the house, and they accepted the bid the same day.
01.05.2023 - We asked the rental company if we could terminate the rental contract earlier to buy a house, and they agreed, so we settled the date with the house owner.
03.05.2023 - We hired a technical inspector to check the house.
18.05.2023 - Our mortgage advisor applied for a mortgage after collecting all the docs from us.
01.06.2023 - We got the mortgage confirmation. It would have been even faster if we were not from Russia.
28.06.2023 - We got the keys, signed everything at the notary, and moved to the house.

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Housing in the Netherlands:    • Housing in The Netherlands  
All videos about the Netherlands:    • Everything about The Netherlands  

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00:00 First part and what is this about
00:34 Documents for a mortgage
01:30 Obtaining the mortgage
02:52 Banks and interest rates
04:33 NHG Mortgage
05:35 Insurances
06:27 Actions after the mortgage approval
07:27 Getting the keys and notary
08:52 How much it all costs
11:51 What went wrong with the purchase
14:18 Tips for the house inspection

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#buyingahome #netherlands #mortgage