Care Health Insurance || केयर हेल्थ इन्शुरन्स || Plan Care Supereme Benefits

Описание: A sub-limit in health insurance refers to a pre-specified limit or cap on the amount that an insurance company will pay for certain medical treatments or expenses, even if the policy's overall coverage amount is higher.

For example, let's say you have a health insurance policy with a coverage amount of Rs.10,000, but it includes a sub-limit of Rs.2,000 for diagnostic tests. If you undergo diagnostic tests that cost Rs.3,000, your insurance company will only pay up to Rs.2,000, and you will have to cover the remaining Rs.1,000 yourself.

Sub-limits are often applied to specific medical services, such as room rent, ICU charges, cataract surgery, maternity expenses, and others. It's essential to read the terms and conditions of your health insurance policy carefully to understand the sub-limits that may apply and ensure that you choose a policy that provides adequate coverage for your needs.

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