From Insurance Fraud to Corporate Liability | Matt Gilham

Описание: Matt Gillam shares his journey from insurance fraud investigation to running his own consultancy, alongside an in-depth discussion on the Economic Crime and Corporate Transparency Act. Together with Lawrie, he explains how fraud risk, regulation, and corporate accountability now converge—and why training, culture, and realistic response testing are critical for organisations facing today’s threats.

WHITELK Consulting: https://whitelkconsulting.com/
Matt Gilham's LinkedIn:   / matt-gilham  

Cognitas Global: https://cognitasglobal.com/

AML Consulting Global: https://amlcglobal.com/

Other places to listen: https://linktr.ee/cognitasglobal

Lawrie Day's LinkedIn:   / lawrieday  

This is a Cognitas Global Ltd production.

#TheCognitasGlobalPodcast #LawrieDay #CognitasGlobal #MattGilham #corporateliability #corporate #insurancefraud #CorporateFraud #EconomicCrimeAct #BoardAccountability #FraudPrevention #AIandFraud

Chapters
00:00 – How Fraud Has (and Hasn’t) Changed
Purchasing fraud, insider threats, and why controls still lag behind

01:05 – AI, Deepfakes & the New Fraud Landscape
CEO fraud, digitisation, and rising complexity

01:48 – How Laurie and Matt First Met
Early insurance fraud investigations and “cash for crash”

02:55 – Matt’s Career Journey in Counter-Fraud
From insurance leadership to independent consultancy

03:40 – Launching Whitelk Consulting
Building a boutique fraud and risk consultancy

05:42 – Has Fraud Really Changed Over 20 Years?
What’s stayed the same — and what’s escalated dramatically

07:45 – Digitisation, State Actors & Systemic Risk
Why modern organisations face broader threat exposure

08:20 – Regulation Then vs Now
From the Bribery Act to today’s expanding compliance burden

09:45 – What Is the Economic Crime & Corporate Transparency Act?
ECCTA explained in practical terms

11:10 – Corporate Liability & “Failure to Prevent”
Who is accountable under the Act and why it matters

12:55 – What Are “Reasonable Procedures”?
SFO guidance, governance, and senior manager responsibility

14:55 – Training, Culture & Fraud Readiness
Why awareness alone is no longer enough

16:15 – Why Generic Training Fails
The gap between policy on paper and reality

18:25 – Can Fraud Ever Be Fully Prevented?
Risk management vs regulatory expectation

19:40 – Who Owns Fraud Risk in an Organisation?
Boards, executives, legal and compliance roles

21:45 – Experiential Learning Explained
Why learning-by-doing actually works

23:40 – Measuring Training Effectiveness & Evidence
Audit trails, analytics, and defensible proof

26:20 – Using AI to Improve Training & Response
Faster insight, better reporting, real engagement

28:15 – Training Executives & Boards Effectively
War-gaming, pressure testing, and decision-making

31:00 – Why Experiential Learning Beats PowerPoint
More value, less time, better outcomes

35:00 – Why Evidence Is Now Non-Negotiable
Personal accountability, regulation, and reputation

37:05 – Final Reflections & Key Takeaways
Why ECCTA matters across all sectors