Best way to buy a house in 2023 | Seller rate buydown

Описание: One of the most popular loan products for my clients right now is the 2-1 buydown. This product is only going to become a more popular option in the real estate housing market in 2023, so I think it’s a good time to talk about how it works! I’ll walk you through a loan estimate and closing disclosure for a mortgage using the 2-1 buydown and share how the seller credits allow borrowers to pay a lower interest rate than what’s on that closing disclosure for the first two years of the life of their loan.

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Thanks for watching!

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Timestamps:
Intro (0:00)
Loan Estimate & Closing Disclosure for a 2-1 Seller Buydown (2:06)
How Does a 2-1 Buydown Work? (4:31)
What Does a Mortgage Payment Look Like for This Loan? (6:29)
Questions? Get in Touch! (8:06)

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