How much can I borrow - Help to Buy: Equity Loan
Автор: Homes England
Загружено: 2021-12-22
Просмотров: 986
Описание:
If you’re eligible for a Help to Buy: Equity Loan, you can borrow up to 20% of the market value of your newly built home.
If you’re buying in London, you can borrow up to 40% of the market value.
The minimum you can borrow is 5% of the market value.
For the first 5 years, your loan is interest free.
In year six, you will pay interest of 1.75% of the equity loan amount you borrowed.
Your interest rate will rise each year in April by the Consumer Price Index (CPI), plus 2%.
Your monthly interest payments are worked out like this... Equity loan amount multiplied by interest rate, divided by 12 months.
You will continue to pay interest until you repay your loan in full.
Find out more www.gov.uk/equity-loan-homebuyer
Eligibility criteria and terms and conditions apply.
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