EPISODE 7: Taxation in Mutual Funds | Equity vs Debt vs Hybrid Explained Simply

Описание: 🎬 Understanding Mutual Funds — Episode 7

Mutual Funds may give you great returns,
but do you know how much of that return is yours to keep after tax? 💰

In this episode, we simplify Mutual Fund Taxation in India (2024) — in just 90 seconds.

✅ Equity Mutual Funds:
Hold less than 12 months → 20% Short-Term Capital Gains (STCG).
Hold more than 12 months → ₹1.25L tax-free, then 12.5% Long-Term Capital Gains (LTCG).

✅ Debt Mutual Funds:
No more indexation benefit post-2023.
Profits added to your income and taxed per slab (5%, 20%, 30%).

✅ Hybrid Mutual Funds:
Tax depends on equity allocation.
➡ More than 65% equity = Equity Tax Rules
➡ Less than 65% = Debt Tax Rules

💡 Tip: Always check your fund’s composition — that’s how you know its tax impact before investing.

Because remember —
📊 Your real return = Return after tax.

📺 Next up: EPISODE 8 — “Risks in Mutual Funds — Aur Unse Kaise Bachna Hai.”
#AdiFinancialWealth #carahuljain #MutualFunds #MutualFundbasics #Taxation #WealthBuilding #FinanceSimplified #InvestSmart #FinancialEducation #SIP #MoneyMatters #PersonalFinance

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