NHS vs Australia Doctor Salary (PGY3) | Real Take-Home Pay Comparison 🇬🇧🇦🇺

Описание: We compared the real take-home salary of a PGY3 (Postgraduate Year 3) junior doctor working in:
• NHS England (UK)
• New South Wales (Australia)
• Queensland (Australia)

This video is based on actual payslips from November 2025 and focuses purely on what lands in your bank account, not advertised base salaries.

🔍 What we compared:
Same training level: PGY3
UK: ST1 / CT1 / SHO
Australia: SRMO (NSW) / SHO (QLD)
Same month: November 2025
Net (take-home) pay, not gross
Real working patterns and deductions

⚠️ Important context:
The NHS payslip shown has opted out of the NHS pension
(Many doctors will have pension deductions — this will change take-home pay)
NSW take-home includes salary packaging
Queensland example does NOT include salary packaging
Hours, rosters, and penalties vary between hospitals and individual.

📌 Key takeaway:
This video is not saying Australia always pays more or less than the UK.
At junior levels (PGY2–PGY3), take-home pay can look closer than expected depending on state, rosters, and deductions.
However, at registrar and consultant levels, Australia generally pays significantly more than the UK — something we’ll cover in future videos.

🎯 Who this video is for:
UK doctors considering Australia
IMGs planning PLAB / AMC pathways
Anyone tired of salary hype and wants real numbers
If you found this helpful, like, subscribe, and share — more honest comparisons coming.

📝Disclaimer
This comparison is based on one payslip per location, for PGY3 level only, from November 2025. Salaries vary by roster, penalties, hospital, deductions, and personal circumstances. This video is for educational purposes only and should not be taken as financial advice.