When NOT to Refinance a Property in South Africa | Investor Warning

Описание: Financing is powerful.
But used incorrectly, it can destroy your cash flow, your credit, and your long-term wealth.
In this video, I explain when you should NOT refinance a property in South Africa, especially if you’re trying to grow a property portfolio.

This video is for:
Property owners with 1–2 properties
Investors thinking about access bonds / equity release
Anyone considering refinancing to buy their next property
In this video, you’ll learn:
Why refinancing can be dangerous if the numbers don’t work
When bad credit makes refinancing a bad idea
Why equity is NOT spending money
How over-leveraging traps property investors
Why having no clear plan is the biggest mistake

📌 This is Part 4 of the Property Education Series:
▶️ Part 1: How to Buy Your First Investment Property Below Market Value
   • How to Buy Your First Investment Property ...  
▶️ Part 2: How to Improve Your Credit Score in South Africa
   • How to Practically Improve Your Credit Sco...  
▶️ Part 3: How to Refinance Your Property Using Equity
   • How to Refinance Your Property in South Af...  
▶️ Part 4: When NOT to Refinance (this video)

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Remember:
Smart leverage grows wealth.
Bad leverage destroys it.