CEO Message | November 2026

Описание: Welcome to our November Member Update! 🍂

Join iTHINK Financial President & CEO Mike Miller as he shares the latest offers, ways to give back, and updates to help you make the most of the holiday season.

In this month’s update:

💳 Earn 5X points on travel purchases and 2X points on everything else with your eligible myRewards Visa® Signature or myRewards Business Visa® Credit Card from November 1 through December 31, 2026. Promotion terms and exclusions apply.

🎁 Spread holiday cheer through our Jingle Bells and Joy Drive supporting the iTHINK Community Foundation. Donate at a branch or online, or bring in new, unwrapped toys for boys and girls ages 4–5.

🤝 Support our Giving Back Initiative with food donations for Project Thanksgiving in Florida through November 10 and The Center for Family Resources in Georgia. Florida donations must be nonperishable and in nonglass containers. Tune in to CBS12 News on November 12 for the Project Thanksgiving telethon!

💰 Grow your savings with two limited-time Certificate specials: a 6-month Certificate at 4.50% annual percentage yield (APY) available November 11–13, or an 8-month Certificate at 4.50% APY available November 27–30. Both require a $1,000 minimum deposit.*

📞 Bree, our AI-powered virtual assistant, is coming soon to our phone system! Once launched, members will have 24/7 access to check balances, review transactions, stop payments on checks, make loan payments through internal transfers, and get answers to banking questions.

Thank you for being a valued member of the iTHINK Financial family. Wishing you and your loved ones a wonderful Thanksgiving! We’re grateful to help you keep moving FORWARD.

Learn more and stay connected: 🌐 https://www.ithinkfi.org

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¹ Cardholders will earn 5X points on qualifying travel purchases and 2X points on all other purchases made with an iTHINK Financial myRewards Visa® Signature or myRewards Business Visa® Credit Card from November 1, 2026, through December 31, 2026. Qualifying travel purchases are defined as transactions categorized by the merchant, including airlines, lodging, car rentals, cruise lines, travel agencies, railways, bus lines, taxis, campgrounds, timeshares, and recreational vehicle rentals. Purchases must post during the promotional period to qualify. Bonus points will be automatically applied and may take up to two billing cycles to appear. Balance transfers and cash advances do not qualify for double points. Point earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns and adjustments) charged to the Rewards Card. Certain restrictions and exclusions apply. Offer subject to change without notice. Membership and credit qualifications apply. Exclusions apply.

² The iTHINK Community Foundation Inc. is a 501(c)3 nonprofit organization registered in the state of Florida, Registration #CH47200. A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE (800-435-7352) WITHIN THE STATE. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE. 1-800-HELP-FLA (435-7352) | FDACS.gov

³ APY = Annual Percentage Yield. The Veterans Day and Black Friday certificate specials each offer 4.50% APY for a 6-month term. The Veterans Day special is available November 11–13, 2026. The Black Friday special is available November 27–30, 2026. A minimum deposit of $1,000 is required to open each advertised certificate account, and a minimum balance of $1,000 is required to earn the advertised APY. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal. Terms and conditions apply. Federally insured by NCUA.