PF & ESIC Tax Saving Secrets for Salaried Employees | ft. Aditya Choukhany

Описание: How to Build Wealth with PF & ESIC | Tax Saving Secrets for Salaried Employees

If you think your PF (Provident Fund) and ESIC deductions are just "money lost" from your in-hand salary, this episode will change your life.

In this deep-dive podcast on Mohit’s Mantra, we sit down with compliance expert Aditya Choukhany to decode the hidden wealth-building power of Indian labor laws.

Most employees ignore these deductions, but if you understand the 2026 compliance rules and salary structuring, you can turn a ₹25,000 salary into a massive retirement corpus.

In this episode, we cover:

✅ The Math of Wealth: How PF & ESIC actually work for you.

✅ Tax Saving 101: Opportunities most salaried professionals miss.

✅ For Entrepreneurs: When to start PF/ESIC and how to design a "Smart Salary" structure.

✅ Compliance Risks: Why ignoring these rules can lead to massive legal losses.
Whether you are an HR professional, an entrepreneur, or a salaried employee, this is your definitive guide to Payroll Compliance in India.

⏱️ TIMELINE
00:00 – Why your PF is a Goldmine (Trailer)
01:21 – Meet Aditya Choukhany
02:13 – The Journey into Compliance & Payroll
03:48 – PF & ESIC Explained for Beginners
08:00 – Breakdown: Percentage Distribution
09:24 – Are you eligible? Limits & Applicability
10:26 – The "10 Employee Rule" for Startups
13:10 – Profession Tax & Minor Compliances
15:10 – How to manage team compliance efficiently
18:32 – The Mindset Shift: Uber vs. Mercedes
20:17 – The high cost of Non-Compliance
25:40 – Corporate National Schemes you should know
26:48 – Decoding the 4 Parts of PF
30:11 – How to design the perfect Salary Structure
31:18 – Entrepreneur Special: When to opt-in
33:00 – Pro-Tips for smart compliance
35:00 – 2026 Updates: Latest changes in PF & ESIC Acts
38:45 – Final Wealth Advice & Closing

⚠️ Disclaimer:
This video is for educational purposes only. Financial and labour laws (PF/ESIC) are subject to change. This is not professional tax or legal advice. Please consult a certified expert or CA before making any financial decisions. Mohit’s Mantra and our guests are not liable for any actions taken based on this content.

👤 ABOUT MOHIT BERIWALA

Mohit Beriwala is a finance professional with nearly 20 years of experience in wealth management and investments, with a strong interest in how people build long-term, sustainable success.

Through the Mohit Mantra Podcast, he chose to become a creator to have real conversations with professionals who believe in process, ethics, and clarity — beyond surface-level success stories.

The intent is simple: to uncover the thinking, systems, and decisions that truly shape meaningful businesses and careers.

Connect with Mohit Beriwala:

🔗 LinkedIn:   / mohitberiwalacfa  
🔗 Instagram:   / mohitberiwala  
🔗 YouTube:    / @mohitberiwala  
🔗 X / Twitter: https://x.com/MohitBeriwala

#PFandESIC #TaxSavingIndia #SalaryStructure #PersonalFinanceIndia #EPF #WealthBuilding #MohitsMantra #HRCompliance #PayrollManagement #FinancialFreedom

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