PRADHAN MANTHRI JEEVAN JYOTI BHIMA YOJANA | PMJJBY | SOCIAL SECURITY SCHEMES THROUGH BANKS
Автор: The White Paper
Загружено: 2025-12-12
Просмотров: 7
Описание:
The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-backed, affordable, pure term life insurance scheme for Indian bank account holders aged 18-50, offering ₹2 Lakh cover for death from any cause, with a low annual premium (around ₹436) auto-debited from their savings account, renewable yearly, providing financial protection to the poor and underserved with simple enrollment.
Key Features:
Life Cover: ₹2 Lakh for death due to any reason.
Affordable Premium: Around ₹436 per year (can vary slightly by month of enrollment).
Eligibility: Indian residents aged 18 to 50 with a savings bank or post office account.
Auto-Debit: Premium automatically deducted from the linked bank account.
Renewable: A one-year cover, renewable annually, with coverage continuing up to age 55 if enrolled before 50.
Pure Term Insurance: No investment, maturity, or surrender value; only death benefit.
Simple Enrollment: Through bank branches, post offices, or online using Aadhaar as primary KYC.
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