Is Renting Really Throwing Money Away?

Описание: Most people decide to buy or rent based on a monthly payment comparison. That's not the real math — and it's costing them.

We break down the full 30-year picture for both paths: mortgage amortization, leverage, closing costs, rent growth, investment returns, and the one number most buyers never check before signing. Using current 2026 data — 6.4% mortgage rates, a $405K median home price, and near-flat appreciation — you'll see exactly when renting wins, when buying wins, and what actually separates the two over time.