How to calculate your RMDs

Описание: ❓Find out the impact of RMDs on your retirement:
https://q3.link/rmd-calculator

How to calculate your RMDs

Are you sitting on a large IRA and wondering how much you’ll actually owe in taxes? In this video, I’ll walk you through how to calculate your Required Minimum Distributions (RMDs) and explain why understanding them is critical for high-balance IRA holders. 💰📉

If you have over $1 million in a tax-deferred account, you’re in the top 10% of savers in America—but you’re also sitting in a tax trap if you’re not planning ahead. I’ll show you the exact tax ripple effect RMDs can have in retirement, and how Roth conversions can reduce your future tax liability—sometimes by hundreds of thousands of dollars.

Plus, I’ll introduce a new RMD calculator we’ve developed using real client data to help you visualize the impact of required distributions and make more informed decisions about your retirement income strategy.

✅ Takeaways
RMDs are mandatory withdrawals from traditional IRAs—plan ahead to avoid tax surprises.

Hitting $1M in an IRA is a tax-planning signal—not just a savings milestone.

IRA millionaires face higher lifetime tax exposure without strategic conversions.

Roth conversions can reduce future RMDs and create tax-free growth.

Our proprietary RMD calculator helps you map out future tax implications.

Heirs will pay taxes on inherited IRAs—planning now protects generational wealth.

Don’t fall for the myth that RMDs are simple—they’re not.

🗣️ Sound Bites
"You’re in the top 10% of savers in America."
"You have to pay taxes—so plan for it."
"RMDs aren’t just about income, they’re about long-term tax impact."

📚Chapters
00:00 Understanding Roth Conversions for IRA Millionaires
02:56 The Importance of RMD Calculators
05:47 Analyzing RMD Reports and Tax Implications
09:01 Common Misconceptions About Roth Conversions

Fun words:
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#rothconversion #retirementplanning #financialadvisor