Ep. 180 - Lifestyle Creep & the High-Income Wealth Trap (Perth Market Reality Check for 2026)

Описание: Perth is creating wealth fast — but what you do with that wealth will decide whether 2026 sets you free or locks you into higher costs.

As Perth continues to lead the country, Neil opens 2026 with a timely warning for high earners and property owners. With listings tight, prices rising, and equity building fast, many people feel wealthier than ever — but that’s often when lifestyle creep quietly sets in. Using the current Perth market as the backdrop, Neil explains how treating equity like cash leads people to upgrade homes, cars, and lifestyles instead of locking in income-producing assets.

This episode breaks down the difference between income-driven spending and asset-led wealth creation, why income doesn’t compound but assets do, and how high earners fall into the “high-income wealth trap” without realising it. If you want to use this market as a launchpad for true financial freedom — not permission to expand your cost base — this episode sets the mindset for 2026.

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