TD Rewards Review 2025: Why It Sucks (And What to Get Instead)

Описание: Is the TD Rewards program a trap? If you’re holding the TD First Class Travel Visa Infinite, you might be earning points that are worth half of what you think.

In this video, I break down why the TD Rewards program is one of the worst-value travel programs in Canada and why I think it "sucks" compared to the competition.

Here is the truth about TD Rewards:

The "Earning" Problem: Unlike Aeroplan or Scene+, TD has NO retail partnerships and NO shopping portal. You are forced to rely 100% on your credit card spend to earn points, with zero opportunities to "double dip" on purchases.

The "Multiplier" Mirage: TD advertises huge multipliers like "8x points" or "6x points," but when you realize one point is only worth 0.5 cents, the real return is shockingly low.

The "Expedia" Trap: To get even that mediocre value, you are forced to book through Expedia for TD. This means less inventory, often higher prices, and zero flexibility to book direct.

If you want real flexible travel rewards, I recommend the American Express Membership Rewards program instead. It earns faster, transfers 1:1 to airline partners, and doesn't lock you into a single portal.

👇 Watch THIS video next to see the card you should be using:

   • The #1 Travel Credit Card in Canada  

CHAPTERS:
00:00 - Why TD Rewards Suck
01:21 - Problem #1: No Retail Partners
02:50 - Problem #2: Misleading Earn Rates (The "Multiplier" Myth)
04:42 - Problem #3: The Terrible Redemption Value
05:59 - The "Expedia for TD" Trap
09:12 - My Final Verdict & Recommendation

My Top Travel Card Recommendations:
💳 The Best "Earning" Card (Amex Cobalt)
💳 The Best "No FX Fee" Card (Scotiabank Passport)

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