What Does Errors And Omissions Insurance Exclude?
Автор: Insurance Guide 360
Загружено: 2025-12-05
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Understanding the limits of your Errors and Omissions (E&O) insurance is crucial for protecting your business. This video dives into what your E&O policy might not cover, helping you avoid costly surprises when a claim arises.
In this video, you'll discover key exclusions often found in E&O policies, such as:
► Intentional and dishonest acts, fraud, or criminal activities committed by you or your employees.
► Claims related to bodily injury or property damage, which are typically covered by general liability insurance.
► Claims arising from events or services provided before your E&O policy's retroactive date.
► Breach of contract claims, unless specifically addressed by an endorsement.
► Employment-related claims like wrongful termination or discrimination, which fall under Employment Practices Liability (EPLI).
#EandOInsurance, #BusinessInsurance, #ProfessionalLiability, #InsuranceGuide, #SmallBusinessTips, #RiskManagement
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